Delivering smarter
Adaptive behavioral analytics that harness the
predictive power of open banking and payment data
Adaptive solutions that harness the predictive power of bank and payment behavior enabled by open banking
RIBBIT News
POWERED BY RIBBIT


LENDING
Enhance access to financial services with bank behavior and affordability analytics
ONBOARDING
Expedite customer enrollment and instantly decision on 99% of bank accounts
PAYMENTS
Empower bank payments while preventing risky and fraudulent transactions
%
Bank account coverage to decision on all accounts instantly
Trended attributes available regardless of bank transactions data provider
%
Lift over traditional credit and underwriting scores

Deploy the power of AI to streamline and augment your organization’s financial decisions and payments
CONNECT
Access consumer and business financial analytics by transmitting account information, bank transaction history, or open banking data
INSIGHTS
Generate deep behavioral insights into affordability, income, account stability, and identity, regardless of how your customers provide their bank information
TRANSACT
Transfer funds to-and-from any bank account in the US via ACH, Same Day ACH, Real Time Payments, and checks via tokenized processing
Powered by the worldwide acceptance of open banking
AIR
Affordability Index Report
Educate consumer’s regarding their ability to pay and improve their opportunities by providing insights into:
- Trended cash flow
- Payment behavior
- Recurring obligations
- Income analysis

AIR | Affordability Index by RIBBIT