Delivering smarter

Adaptive behavioral analytics that harness the
predictive power of open banking and payment data

DemoData Study
Adaptive solutions that harness the predictive power of bank and payment behavior enabled by open banking
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POWERED BY RIBBIT.ai

LENDING

Enhance access to financial services with bank behavior and affordability analytics

ONBOARDING

Expedite customer enrollment and instantly decision on 99% of bank accounts

PAYMENTS

Empower bank payments while preventing risky and fraudulent transactions

%

Bank account coverage to decision on all accounts instantly

Trended attributes available regardless of bank transactions data provider

%

Lift over traditional credit and underwriting scores
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Deploy the power of AI to streamline and augment your organization’s financial decisions and payments

CONNECT

Access consumer and business financial analytics by transmitting account information, bank transaction history, or open banking data

INSIGHTS

Generate deep behavioral insights into affordability, income, account stability, and identity, regardless of how your customers provide their bank information

TRANSACT

Transfer funds to-and-from any bank account in the US via ACH, Same Day ACH, Real Time Payments, and checks via tokenized processing

Powered by the worldwide acceptance of open banking 

AIR

Affordability Index Report​

Educate consumer’s regarding their ability to pay and improve their opportunities by providing insights into:

  • Trended cash flow
  • Payment behavior
  • Recurring obligations
  • Income analysis
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Solutions​

BankVERIFY+​

BankLOGIN+​

BankONBOARD​

BankTRANSACT

AIR  | Affordability Index by RIBBIT

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