Bank Behavior Data Powering Smarter Decisions.
Make Smarter, More Transparent Credit Decisions
Identify and reduce bank account and identity fraud by applying our insights
Enabled by a sub-second live API call, BQ leverages basic PII elements to identify features indicative of lead quality, account ownership, transaction history and risk.
Delivered through direct API, basic PII can deliver over 1,100 attributes along with scores, rules and recommended actions without requiring users to log in.
Connected through the RIBBIT Widget or your own, standard bank login credentials can deliver over 8,400 attributes, 9 consumer and SMB scores, and recommended actions.
Supported by the RIBBIT network of banking partners, BankTRANSACT provides check to ACH conversion, API and batch processing, same day ACH and Real Time Payments.