BankTRANSACT
PAYMENTS | Tokenized Payment Processing
ACH. Same Day ACH. Real-Time Payments.
BankTRANSACT
PAYMENTS | Tokenized Payment Processing
ACH. Same Day ACH. Real-Time Payments.
Low-cost processing options
at the speed of business
Low-cost processing options at the speed of business

ACH
Automated Clearing House
The ACH Network is the center of commerce in the U.S. and processes 27B transactions totaling $62T in payments between bank accounts per year.

Same Day ACH
Automated Clearing House
Banks can now send and receive ACH payments with same-day settlement in the processing windows of 10:30am ET, 2:45pm ET, and 4:45pm ET.

RTP
Real-Time Payments
The Clearing House and FedNow are rolling out Real-Time Payments that transfer funds instantly from one bank account to another as banks adopt the capabilities.
Flexible Payment Processing
Submit data via API or submit payment files via secure FTP batch
Tokenization available to enhance security
Experience You Trust
AAP
Accredited ACH Professionals oversee all integrations and processing to ensure compliance
23 Years
Our team has been processing ACH transactions since 1998 as a direct sender and payment processor.
Nacha
Not only is RIBBIT an actively participating Nacha member, our CEO Shawn Princell is an advisor to the Nacha board.