BankTRANSACT

PAYMENTS | Tokenized Payment Processing

ACH. Same Day ACH. Real-Time Payments.
API Documents

BankTRANSACT

PAYMENTS | Tokenized Payment Processing

ACH. Same Day ACH. Real-Time Payments.

API Documents

Low-cost processing options
at the speed of business

ACH

Automated Clearing House

The ACH Network is the center of commerce in the U.S. and processes 27B transactions totaling $62T in payments between bank accounts per year.

Same Day ACH

Automated Clearing House

Banks can now send and receive ACH payments with same-day settlement in the processing windows of 10:30am ET, 2:45pm ET, and 4:45pm ET.

RTP

Real-Time Payments

The Clearing House and FedNow are rolling out Real-Time Payments that transfer funds instantly from one bank account to another as banks adopt the capabilities.

Flexible Payment Processing

R

Submit data via API or submit payment files via secure FTP batch

R

Tokenization available to enhance security

Experience You Trust

AAP 

Accredited ACH Professionals oversee all integrations and processing to ensure compliance

23 Years

Our team has been processing ACH transactions since 1998 as a direct sender and payment processor.

Nacha

Not only is RIBBIT an actively participating Nacha member, our CEO Shawn Princell is an advisor to the Nacha board.

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