BankVERIFY+

Predictive Analytics on 99% of Bank Accounts

NON-CREDENTIALED | Enrollments. Acquisition. Underwriting.

BankVERIFY+ Product Sheet

API DocumentsData Study

BankVERIFY+

Predictive Analytics on 99% of Bank Accounts

NON-CREDENTIALED | Enrollments. Acquisition. Underwriting.

API DocumentsData Study

Recommended
Action Codes

BankVERIFY+ returns codes that recommend a course of action to minimize repayment risk

Strong Positive Payment History

Stable with Good History

Limited Payment History

Suspect / Recent Negative History

High Ratio of Neg Payments

Strong Positive Payment History

Stable with Good History

Limited Payment History

Suspect / Recent Negative History

High Ratio of Neg Payments

Differentiation | Actionable Intelligence

Analyzing payment behavior uniquely to better predict financial outcomes

Identifying Multiple Bank Accounts

Connects related financial relationships to evaluate a user’s full financial welfare

Trended ACH History​

Understands how a customer’s finances have changed over time

Affordability Analysis​

Evaluates the success of similar transactions (e.g., amount, timing, frequency)

BankVERIFY+ identifies fraud and payment affordability risk based on an applicant’s bank account history.

trended attributes provide deep insights into transaction behavior, payment risk, and ownership

prebuilt rules for faster implementation and decisioning

recommended Action Codes rank order bank account behavior and risk

Use Cases

More than just a data provider – a real-time decisioning tool

Prime Consumer Finance

Identified $3.1M per month
in 3rd party bank fraud

Lease to Purchase

Identified 40% of late payers
in one bucket

Mobile Wallet

Prevented 28% of
high-risk returned payments

Public Consumer Finance

Reduce $2.7M in losses with application screening​

Data Study​

We let the data do the talking. See it for yourself! ​

ribbit fintech ai banking solutions
   
Solutions​

BankVERIFY+​

BankLOGIN+​

BankTRANSACT

BankQUALIFY

AIR  | Affordability Index by RIBBIT

Connect with RIBBIT

9 + 2 =