Carl currently serves as EVP Global Analytics and Advisory at GDS Link, LLC. He is an accomplished executive with global experience that has held senior leadership roles for companies such as EZcorp Inc., Dollar Financial Group, Lloyds TSB, GE and Experian.
Carl has a proven executive management track record and over 20 years’ experience delivering consumer lending products offline & online, utilizing complex analytical instruments such as AI, Machine Learning and traditional multi variate models and have experience in small business portfolio management.
Mr. Spilker has CEO-level experience, P&L owner, deep consumer lending, large staff management and credit risk management expertise. Senior roles held have been Chief Risk Officer, Chief Credit Officer, Managing Director of Analytics, and Chief Data Officer.